Clear and detailed information to help you make the right decisions about buying or refinancing your home.
Mission Statement
Our mission is to empower prospective homebuyers and current homeowners with clear, comprehensive, and unbiased information. We believe that an educated borrower is a confident borrower, and we provide the resources needed to navigate everything that involves homeownership with ease.
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Devoted to Educate
Buying a home can feel overwhelming. Between the different loan programs, confusing terms, and advice coming from every direction, it’s hard to know what’s true. Office of Housing—a place where you can find straightforward answers, myth-busting guides, and resources designed to put you back in control of your homebuying journey.
Explore
A closer look at some of the most popular programs in Florida:
FHA Loans – Flexible credit guidelines and low down payments.
VA Loans – Exclusive benefits for veterans and service members.
Hometown Heroes Program – Florida’s program helping essential workers afford homes.
Conventional Loans – Traditional financing with multiple down payment options.
Utilizing This Site for Your Benefit
Buying a home in Florida isn’t just about finding the right house—it’s about understanding your options. We break down the mortgage programs, grants, and assistance available so you can move forward with confidence. Whether you’re a first-time buyer in Orlando, a veteran looking for VA loan benefits in Jacksonville, or a family exploring down payment help in Miami, our goal is to make sure you know what’s available before you make big decisions.
We cover:
Florida mortgage programs and qualifications
Down payment assistance options (statewide + county-specific)
Common myths about credit, income, and down payments
Practical budgeting and homeownership tips