Mortgage Basics
This section is to help inform and educate you about the common core and basic fundamentals you should know about a mortgage.
Your Funding Education Center
Demystifying Mortgages: From Application to Ownership
Navigating the mortgage landscape can be complex, but it doesn't have to be. As a trusted lending resource since 1997, we've broken down the core concepts into simple, actionable guides. Start your journey to smart home financing here.
What Is a Mortgage?
Understand the essential components: principal, interest, taxes, and insurance (PITI).
Fixed vs. ARM
Compare stability with flexibility and learn which rate type fits your long-term goals.
Conventional vs. Gov't Loans
Explore FHA, VA, USDA, and standard loans to find the right qualification path.
Application Process
A step-by-step roadmap to minimize stress and maximize efficiency during closing.
Still Have Questions?
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