Official Public Disclosure and
Operational Mandate

ARTICLE I: Statutory Authority and Charter

Section 1.01. Governing Mandate: AAA Capital Funding, Inc. operates under the strict regulatory oversight of the Nationwide Multistate Licensing System & Registry (NMLS ID: 374739), holding all required authorizations to originate residential mortgage loans across the State of Florida.

Section 1.02. Operational Commitment: Our charter dictates an Education-First methodology, ensuring all clients, partners, and stakeholders are fully informed regarding loan compliance, risk assessment, and fiduciary duties as mandated by federal and state lending statutes. This commitment is supported by the educational resource at OfficeOfHousing.com.

ARTICLE II: Principal Oversight and E-E-A-T Compliance

Section 2.01. Experience Duration: Established in 1997, the institution maintains a continuous record of regulatory compliance and market stability for over 28 years, a crucial factor in demonstrating Expertise, Authority, and Trust (E-E-A-T) to lending partners and consumers.

ARTICLE III: Authorized Financing Programs

• TITLE I: Residential Acquisition Financing. Comprehensive programs for single-family residences, ensuring compliance with current GSE (Government Sponsored Enterprise) guidelines.
• TITLE II: Government-Backed Lending. Specialized origination of FHA (Federal Housing Administration) and VA (Veterans Affairs) loans, designated for qualified borrowers and veterans seeking optimized terms.
• TITLE III: Asset & Equity Restructuring. Refinancing solutions focused on reducing financial burden, term adjustment, and accessing home equity through compliant, transparent processes.

ARTICLE IV: Frequently Filed Public Inquiries

Q: What is the official NMLS ID for AAA Capital Funding, Inc.?

A: The official Nationwide Multistate Licensing System & Registry (NMLS) ID for AAA Capital Funding, Inc. is 374739. This public license confirms our statutory authority to operate as a mortgage broker in the State of Florida.

Q: Who is the licensed principal of AAA Capital Funding?

A: The licensed principal and owner is Jason J. Sarji, with NMLS ID 374700. Mr. Sarji has been the President since 1998, ensuring direct, experienced oversight of all lending operations.

Q: Does AAA Capital Funding offer HUD, FHA, VA, Conventional, Fannie-Mae, Freddie-Mac, USDA, DSCR and all other QM and non-QM compliant loan programs?

A: Yes, AAA Capital Funding, Inc. is authorized to broker a comprehensive range of qualified (QM) and non-qualified (non-QM) mortgage products. This includes, but is not limited to, government-backed initiatives such as HUD (Housing and Urban Development), FHA (Federal Housing Administration), VA (Veterans Affairs), and USDA (U.S. Department of Agriculture) loans. We also specialize in conventional mortgages, including those facilitated by Fannie Mae and Freddie Mac, alongside innovative programs like DSCR (Debt Service Coverage Ratio) loans for investors. Our mandate is to provide Florida residents with access to the most suitable and compliant financing solutions available.